Team Leader - Credit Review

Job description / Role

The incumbent will be responsible for managing the process of credit approval on individual credit facility requests for Corporate, Commercial, Retail (that fall outside applicable policy parameters) Treasury and Investment proposals forwarded by the appropriate departments/ units. The incumbent will assess the quality of the credit exposure sought to be undertaken and adherence to established policies and procedures. The incumbent will constantly research and seek to apply best practices in credit risk, in accordance with Basel and other relevant guidelines.

With the assistance of a team of Credit Officers, responsible for ensuring thorough analysis of all credit requests referred to the department. Possessing an all round credit management experience and technical skills, the officer must be able to identify credit risks at the level of individual accounts as well as at the whole portfolio level, and ensure adequate safeguards/changes to procedures are developed and implemented.

Requirements

- Minimum of 12 to 15 years experience in a major bank of which at least 5 to 8 years in a supervisory capacity in risk function.
- Bachelor degree preferably in finance, economics or related subjects.
- Master or Professional certification such as PRM, CPA, CFA
- Excellent oral and written communication skills in English and Arabic (preferred).
- Knowledge of Basel Accords, with particular emphasis on credit-related issues and credit modeling methodologies.
- Excellent quantitative modeling, analytical, and research skills.
- Experience in working with large and complex data sets.
- Knowledge of financial markets and products.
- Proficiency in risk concepts, banking products/ operations/ systems, pertinent regulatory requirements, International Accounting Standards and related pronouncements.
- Adequate knowledge of IT systems/ applications.
- Self-motivated, eye for detail.
- Ability to inspire and motivate others and lead teams from diverse cultural backgrounds.

About the Company

Human Capital House was set up in the year 2013 with a vision to be a progressive talent acquisition partner for organizations within the local and regional market in the Middle East.

As international markets get ever demanding, corporations globally are presented with the challenges of attracting the right talent. Human capital retention and recruitment remain a critical factor to the success of any company. Strategic decision to recruit the right talent is a key issue to organization as wrong candidate selection can potentially be disastrous to their efficiency.

The critical aspect of choosing the right individual with the apt experience and knowledge becomes more crucial as he/she would need to share the ambitions of the employer, while fitting in to the new culture. Human Capital House has both the experience and expertise to help its clients make the right choice of selection. From understanding client requirements, through identifying and assessing the candidates, our systematic approach strives to ensure successful executive recruitment.