| Assistant Credit Manager – SME | |
| Abu Dhabi Commercial Bank (ADCB) Abu Dhabi, UAE Ref: LP452-45 |
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The RoleThe RoleTo assess Business/Credit risk within the assigned segment / territory, ensuring proper Risk Mitigation, Structure of limits, Sound Financial Analysis, writing of quality proposals, Closely work with the SME Business Team to accomplish the SME banking long term goals& meeting the group’s pre-set financial / non-financial objectives. Financial Targets Will not assume any personal financial targets, but will share the overall responsibility of financial targets assigned to the associated SME Business team by linking % of performance appraisal to it. Quality of proposals/requests processed. Processing & turnaround times of proposals/requests as per the agreed SLAs. High standards of customer service. Attitudes and personal behavior. Prepares Credit appraisal/assessment notes, with recommendations to approving authorities. Recognize and escalate early warning signals of unsatisfactory accounts. Highlight and update the approving authorities of any changes in the risk profile based on important risk indicators (financial, market, transactional, etc.) |
RequirementsRequirementsBachelors Degree (preferred in Mathematics/Statistics/Accounting/Finance) Minimum 5 years experience of Business Banking/Corporate Banking/SME of which 3 years in a Credit-Risk related position covering: Financial Statement Analysis / Forecasting Risk Assessment / Management Credit facilities structuring and pricing. Good risk analysis, management and mitigation skills. Effective communicator in any medium, internally and externally Determined and self-motivated Ability to understand and assess customer financial requirements |
About the CompanyAbout the CompanyADCB was incorporated on 1 July 1985 as a public joint stock company for an unlimited duration in the Emirate of Abu Dhabi, UAE. ADCB is registered under the UAE Federal Commercial Companies Law No. (8) of 1984 under registration number 4 and operates in the UAE under a banking licence issued by the Central Bank of the UAE. ADCB provides a range of consumer and corporate banking, Islamic banking, trade finance, structured finance, foreign exchange, derivatives, and financial advisory services, primarily in the United Arab Emirates. In addition, ADCB’s subsidiary Abu Dhabi commercial Islamic Finance PSC holds an Islamic banking license. As at 31 December 2010, ADCB operated 47 branches, 4 pay offices and 265 ATMs in the UAE; 4 new branches and 99 new ATMs were added during 2010. ADCB also operated 2 branches in India. |
This Position is closed or expired
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