Job closed
Ref: LP452-280
Job description / Role
- Assists and manages the credit risk assessment for corporate accounts of a designated portfolio of medium sized complexity in order to facilitate a sound loan portfolio and minimize loan loses and maximise return on investment.
- Recommends and or /rejects loan applications after review for submission to Team Leader.
- Identifies deteriorating credits at an early stage, bring them to the attention of the Team Leader and under his/her guidance takes ameliorative action. This is in conjunction with the Business Unit to avoid any impairment and, in extreme cases , minimize any loss to the bank.
- Recommends and/or reject credits to Team Leader’s based on a thorough assessment of all the risks in any proposal put up by the Business Unit. This could involve discussions with the business counterpart on ways on bettering the risk for the bank.
- Deputizes for other SCM’s as and when the needs arises
Requirements
- UAE working experience desirable
- 5 years in risk assessment in a commercial banking environment
- Experience in Corporate and project finance.
- Strong understanding of UAE legal and compliance regulations.
About the Company
ADCB is a full-service commercial bank offering a wide range of products and services such as retail banking, wealth management, private banking, corporate banking, commercial banking, cash management, investment banking, corporate finance, foreign exchange, interest rate and currency derivatives, Islamic products, project finance, and property management services.