Consumer Credit Officer

Job description / Role

Key Roles:
- Handles Housing Loan approvals without exceptions within the credit policy and the related follow-ups with AGT Dubai - Insurance policies, pending files etc.
- Handles Credit Card & Auto Loans, Personal Loans, overdrafts approvals without exceptions & within the credit policy and follow-ups with related parties.
- For any exceptions, ensures obtaining proper approvals on the loans applications as per the current lending authority matrix.
- Prepares monthly Retail Reports.
- Follow up with Insurance Companies to obtain the insurance policy renewal.
- Monitor, pool accounts.
- Handle all commission payment due for car dealer, real state representatives.
-Handle all issues concerning Retail borrowers need such as the issuance of O/S balance certificate, final settlement, releasing customers.
- Send confirmation letters to all employers after booking requested facilities.
-Perform any other task as requested by direct supervisor.
- Compliance performance in line with AB Code of Conducts as well as AB P&P and Local Laws and Regulations.

Requirements

Education:
- Graduate degree in business from a recognized university.

Experience:
- Minimum 2 years’ experience in Consumer Credit and Collection (Banking Sector).

Competences:
- Good in English & Arabic
- Interpersonal & communication skills
- Ability to work under pressure
- Computer skills
- Solutions oriented

About the Company

Our mission has been the road map for leading to the bank's significant role in developing the economies through financing strategic infrastructural projects across the Middle East /North Africa region (MENA).

With Headquarters based in Amman, Jordan, the Arab Bank constitutes the first private sector financial institution in the Arab World.

The Arab Bank has an unmatched Global Arab branch network with over 500 branches spanning 30 countries in 5 continents. We enjoy prominent positions in key financial markets and centers such as London, New York, Dubai, Singapore, Zurich, Paris, Frankfurt, Sydney and Bahrain.

The Bank is an equal opportunity employer. It employs more than 6, 500 employees worldwide from various backgrounds, and ethnic origins. Women constitute almost 40% of Arab Bank's community worldwide.