Country Credit Head
A Leading Bank in the Middle East
Lebanon
Ref: KP141-26
A Leading Bank in the Middle East

The Role


The Role


Accountable for:

• Managing the country’s Credit Review process based on HO’s set policies& procedures
• Monitoring the performance of the country’s portfolio from a credit standpoint against the set guidelines
• Ensuring achievement of Remedial yearly targets
• Ensuring strict implementation of Credit Administration policies & procedures
• Review & assess Credit Reports submitted by the business lines based on respective policies, procedures and approved authorities matrix
• Recommend approval/ rejection of the Credit Request to respective credit committee, providing risk mitigation solutions/ alternatives when necessary in line with the policies spirit, guidelines and overall risk appetite
• Maintain the Credit Rating/ Scoring system(s) and ensure it is updated/ upgraded timely in line with HO guidelines, and ensure it is adequately implemented by the LOBs
• Maintain and recommend changes to the pricing policies considering the risk appetite of the Bank and monitor its implementation
• Review regular credit control reports relating to the portfolio credit performance and initiate necessary actions with Country CIB & HO on any policy breaches / negative indicators
• Provide feedback / recommendations to HO regarding credit policies & procedures adjustments / changes
• Oversee remedial activities and provide input & guidance with respect to settlement arrangements / deals on classified / non-performing accounts, and ensure to meet Remedial yearly targets
• Oversee the Credit Administration activities and ensure strict implementation of the policies and procedures

Requirements


Requirements


Education:
• Degree in Business Management or any related field from a recognized University.

Experience:
• 10 Years experience in Credit with a leading Regional/ International financial institution, of which 3 years in a similar position

Competencies:
• Fluent in English & Arabic
• Strong analytical skills
• Excellent communication, interpersonal, & presentation skills
• Proven leadership & team building skills
• Strong knowledge of the local market

About the Company


About the Company


A leading bank in the Middle East.

This Position is closed or expired