Credit Analyst - Large Corporation - Banking

Bank Dhofar

Oman

Ref: HP787-175

Job description / Role

Employment: Full Time

To support Account Relationship managers (ARMs) / Unit Heads / Department heads in credit related matters.

Major job areas to be handled will be as follows:

1. Analysis of the balance sheet and other financial data from time to time.
2. Supporting in preparation of credit proposals.
3. Handling day to day routine matter relating to the accounts.
4. Ownership of files of the accounts handled by the ARMs / Unit Heads.
5. To maintain close liaison with Credit Administration, branches, Credit Control department, Risk department etc.
6. Attending to Audit / LRM queries.
7. Preparing/ maintenance of Contract monitoring sheets, shares security sheets where ever it is applicable.
8. Ensuring correct statistical data for all the accounts with them.
9. Preparation of MIS.
10. Account monitoring.
11. Follow up with customers for timely renewal of facilities, completion of all kinds of lending documents etc.
12. Visit customers at least once in a year (preferably before the renewals) with ARM / Unit Heads.
13. To maintain proper records of each account regarding security, mortgage, mortgage valuation, Insurance, Creation of charge etc.
14. Preparation of information for CBO audit, Internal audit, CBO periodic data etc.
15. Any other job as decided by the departmental head.

Requirements

- Should be a Bachelor Degree holder or higher qualification in Banking/accountancy.
- Should have 6-7 years experience in Banking industry with exposure to Corporate lending, Credit assessment, Credit Administration areas. Knowledge about various banking products, structure, pricing etc. Good exposure/hand on experience in transactional banking realted IT systems. (Finacle, Moodys etc.). is essential.

General Requirement /Skills / Competencies:
- Omani National preferred.
- Good working knowledge in handling Corporate Accounts.
- Should possess good level of communication skills (written and verbal) in Arabic and English language.
- Should possess good leadership, analytical and decision making skills.
- Should have Knowledge on Risk Management, Treasury & Investment Banking.

About the Company

Established on January 1 1990, Bank Dhofar is an Omani commercial bank wholly owned and managed by Omanis. With successive years of constantly setting new standards in banking, BD has attained an impressively expanding network of 50 operational branches and 89 ATMs.

Through an international network linked by advanced technology, BD provides a comprehensive range of financial services that encompass personal financial services; commercial banking; corporate, investment banking and markets; private banking; and other activities.

Its Board of Directors & Management Team consists of eminent professionals like accountants, management experts, economists, businesspersons, etc. The Bank has strengths in both retail and corporate banking and is committed to adopting the best industry practices internationally in order to achieve excellence.

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General Foreman salaries in Saudi Arabia

Average monthly compensation
SAR 10,000

Breakdown available for industries, cities and years of experience