Designated Credit Officer

Job description / Role

The Company:
Established for almost 40 years our client is one of the leading commercial banks in Bahrain, they provide commercial financial services to the local and regional market and an intelligent financial solutions to a highly customer base. They are looking to recruit Designated Credit Officer

Duties & Responsibilities:
Internal Interface: Interact efficiently with internal business units and answer their quires and provide advice and consultancy on credit facilities reviews and proposals.
Credit Review: Review and approve standard and exceptional documents related to credit facility including credit agreements, offer letters and other commitments of approved facilities to ensure full control of the credit risk and assurance of legal enforceability.
Market Updates: Keep abreast of the overall market condition including economical/political status, commercial practices and regulatory issues to be able to review credit proposals and conduct risk analysis to the Banks credit portfolio as and when required.
Compliance Validation: Validate all kind of various credit initiatives to ensure compliance with Banks credit policies and procedures, applicable guidelines of banking regulatory authority and internal audit qualifications.
Credit/Investment Evaluation: Assess inherent risks of credit/investment proposals and its mitigation against proper structure, pricing, grading and collateral along with appropriate recommendations to initiated proposals before submission to next credit/investment approving authority.
Analysis: Stay abreast with the overall market economic & political conditions, commercial practices & regulatory issues in order to reflect effective credit reviews and monitoring of the Banks credit portfolio.

Requirements

Qualification & Experience:
Degree qualified
5 years experience
Experience in Relationship Management
Experience in Credit/Investment
Experience in Credit Review
Experience in Bahrain Banking Sector
Fluency in English & Arabic

About the Company

Propel Consult delivers a service in step with the needs of both our client companies and candidates. Our ability to add value to all levels of recruitment stems from our wholehearted belief in providing a professional service to both parties. We have built relationships with many leading indigenous and mulitnational organisations throughout the Middle East and internationally in countries such as UAE, Qatar, Saudi Arabia, Oman, Bahrain, Kuwait, Egypt and many more. Concentrating our resources has created 5 distinct specialist divisions:

• Banking & Finance
• Human Resources
• Oil & Gas
• Construction
• Architecture & Engineering