Head of SME Risk

Job description / Role

- Highly challenging role, where the ideal candidate will have to be proactive and thorough in their risk management, being able to anticipate risks not encountered before.

- With ambitious growth targets the job holder will have to think outside the box constantly to create new solutions with the full support and agreement from senior management.

- Developing new reports/systems, in close liaison with I.T teams will be a key requirement.

- High communication with all SME teams and Head-Office departments. Also with CBG/ Retail when covering for the relevant risk heads.

- Lead the SME Risk team effectively, promoting team work, adequate empowerment and ensuring all team members are full knowledgeable and compliant with the banks policies.

- Exercise sound judgement and discretion while reviewing all credit proposals for SME, approve, declining and recommending as appropriate.

- Review and analyze credit proposals for SME with regards to quality of assets, pricing, structuring and financial information. -Ensuring optimal credit quality of the SME lending portfolio

Requirements

The ideal candidate should have as follows;

- MBA/ Professional accountancy degree (CA/CFA)
- Minimum of 15 years Banking experience
- Minimum of 10 years Risk Management experience (Advantageous prior experience covering Corporate Credit, Retail, FI Credit and Market Risk.)
- Strong Balance Sheet analysis skills
- Good Credit assessment, structuring and documentation skills
- Full understanding of Bank's regulations
- Thorough knowledge of international developments in Basel and industry best practice
- Thorough understanding of new derivative products, and the associated risks
- Strong leadership skills
- Excellent interpersonal skills, project management, results orientated, self-confidence in decision making with keen attention to detail

About the Company

Mark Williams is a Dubai recruitment company with a wealth of Search & Selection experience. Mark Williams International is a subsidiary of the Williams Group UK and in December 2009 set up the Middle East business.

Mark Williams is a fully licensed recruitment firm currently focused on fulfilling clients needs in; Emiratisation, Financial Services and Information Technology related position within the United Arab Emirates. The initial focus was looking at Emiratisation into the Financial Services sector across all seven Emirates. With an increased demand for over the subsequent years for Emiratisation we have broadened our scope to place UAE Nationals into Industry & Government with dedicated teams for Emiratisation into Financial Services and Industry. Given our focus is primarily on the local market it gives us a depth of understanding & knowledge that enables us deliver our business partners an unrivaled service in terms of; speed and most importantly, quality.

Founding the Middle East business in adverse market conditions has enabled us to capture market-share and establish ourselves as a house hold name within our specialisms. Within two years we had outgrown our initial office and moved to the prestigious Business Central Towers in Media City. Mark Williams, at the end of 2014 has completed its third upscaling of operations to Bay Square, Business Bay. This was a strategic move to enable continued business growth by servicing clients and candidates with improved infrastructure, access and parking. Mark Williams provides candidates and clients private meeting rooms, testing facilities and board room access to facilitate screening and interviews. With our current capacity and growth ambitions Mark Williams is now one of the fastest growing Recruitment agencies in the region.