PAM Analyst

Job description / Role

The role holder will be responsible for proactively managing the credit risk of a portfolio (comprising 15-20 assets) of global Corporate Finance assets, predominantly covering the Leveraged Finance business.

Key Roles & Responsibilities:
* Proactive, comprehensive and timely credit analysis through BCA renewals, waiver and amendment requests and documentation of credit events;
* Evaluation and understanding of risks associated with project finance transactions, structural, contractual and external risks;
* Financial analysis of a customer base using credit skills; ratio analysis; balance sheet and cashflow analysis;
* Evaluation of security, including parental support;
* Evaluation of project company management and strategy;
* Early detection of adverse credit issues and early alert reporting to credit as required;
* Completing financial spreads (where required), analysing long term financial models and completing credit grade assessments; and
* Compliance with Bank policy and procedures.
* Monitoring, review and reporting (where required) of covenanted items;
* Quarterly portfolio reporting;
* Timely response to portfolio related queries to other areas in the Bank;
* Accurate and timely responses to ad hoc reporting requests;
* Ensure that credit files are complete and maintained to an auditable standard.

Requirements

* Educated to degree standard
* Well-developed analytical skills and / or good credit knowledge
* Strong interpersonal / client relationship skills
* Knowledge and understanding of loan documentation
* Sensitive to short time frames and able to quickly assess and turnaround applications to credit
* Ability to demonstrate initiative and work with little supervision
* Strong attention to detail

Closing Dates
The closing date for applications is 20/11/2014. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future.

Diversity & Inclusion
Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.

About the Company

Standard Chartered Bank started in 1958 in UAE with its first branch in Sharjah. The Group’s business gradually increased in Dubai with the opening of several branches and today, Dubai is the administrative hub of the Middle East and South Asia Region. In its 43rd year, the Bank enjoys the position of having the most extensive branch network among foreign international banks in UAE with 10 branches emirate-wide.

Standard Chartered is an international bank, focused on the established and emerging markets of Asia, Africa, the Middle East and Latin America with an extensive global network of more than 600 offices in over 50 countries. The three principal business groups are Global Markets, Personal Banking and Corporate and Institutional Banking.

In UAE, we are one of the leading banks, offering an extensive range of products and services for personal customers, local companies, multinational corporate and financial institutions.