Portfolio Analyst

Job description / Role

Job Description

The key objective of this role is to monitor the health of the assigned portfolios in Retail Lending; in terms of external as well as internal indicators, performance trends at segmental level, key hot spots, risks and opportunities.

Based on the above, the person will be required to assist in risk decision making, recommending pro-active measures to optimize the risk reward tradeoff.

Key Roles & Responsibilities

* Assist the Policy Managers in ensuring that the shape and quality of Retail Lending Portfolio is in line with bank's strategy.
* Provide Data / Analytical support to the stakeholders, in ensuring this supports the right decisions making, as well as rigorous monitoring of all portfolio parameters.
* Drive analysis in partnership with policy managers to help making the decisions in line with the bank's Risk Appetite and target portfolio.
* Help translate bank's policies into right underwriting standards and ensure that the end-to-end customer lifecycle performance (from underwriting through to collections and recoveries) is in line with expectations.
* Monitor the health of the portfolio in terms of both long term vintage performance and loss forecasting.

Requirements

Qualifications & Skills

* Excellent knowledge of Retail Banking products, procedures & policies
* Excellent command on Excel, SAS and other analytical tools
* Good knowledge of Consumer Banking credit risk management, business practices and regulations

How To Apply

You can search and view current opportunities across our organisation and apply immediately by visiting www.standardchartered.com and selecting Careers. To help speed up your application, please note the following:

- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role.

- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information).

- We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application.

It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience.

Diversity & Inclusion

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.

About the Company

Standard Chartered Bank started in 1958 in UAE with its first branch in Sharjah. The Group’s business gradually increased in Dubai with the opening of several branches and today, Dubai is the administrative hub of the Middle East and South Asia Region. In its 43rd year, the Bank enjoys the position of having the most extensive branch network among foreign international banks in UAE with 10 branches emirate-wide.

Standard Chartered is an international bank, focused on the established and emerging markets of Asia, Africa, the Middle East and Latin America with an extensive global network of more than 600 offices in over 50 countries. The three principal business groups are Global Markets, Personal Banking and Corporate and Institutional Banking.

In UAE, we are one of the leading banks, offering an extensive range of products and services for personal customers, local companies, multinational corporate and financial institutions.