| Relationship Manager | |
| Bank Dhofar Oman Ref: HP787-06 |
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The RoleThe RoleResponsible for marketing and maintenance of Banks corporate advances portfolio aimed at quality customer service and maximum contribution of the growth and profits of the Bank without exposing it to undue risk |
RequirementsRequirementsKey tasks and duties: Formulates and implements on approval, marketing strategies required of the Division with the objective of maximising revenue/yield and quality assets. Achieve the annual business targets for the year which are set and conveyed officially. Responsible for preparation of credit proposals, structuring, negotiating, maintaining criteria for sanction and advising customers on strategy, structure and business proposals. Approves credit limits/excesses within delegated powers and recommends facilities/excesses beyond powers to the Management / Executive Committee for approval through proper channels. Ensures timely completion of offer letter, facilitates acceptance, documentation and other formalities for securing the interest of the Bank. Monitors the use of facilities granted to customers in order to find out utilisation and delinquency trends. Ensures cross-selling of Banks Trade Finance and other products retail products and liabilities products to the existing and new clients to improve the overall Account profitability. Monitors the unutilised accounts in order to explore reasons for not utilising facilities by personal follow-up. Initiates and recommends corrective action including redressal of grievances/issues as required. Ensures timely and accurate submission of reports and returns to the Management for decision making and review and to regulatory agencies as required. Preparing/Coordinating /Monitoring the MIS for the department with specific regards to the following: a. Weekly departmental performance reports b. Daily Exception reports c. Special Mentioned/Early Alert/Classified accounts d. Overdues/excesses e. Renewal of accounts f. Classification/Provisioning including under IAS 39 g. Credit proposal turnaround and inward mail response time Identifies the training and developmental priorities of the staff under him particularly Omanis ensures that staff are adequately skilled to meet the future requirements of the Bank. |
About the CompanyAbout the CompanyEstablished on January 1 1990, Bank Dhofar is an Omani commercial bank wholly owned and managed by Omanis. With successive years of constantly setting new standards in banking, BD has attained an impressively expanding network of 50 operational branches and 89 ATMs. Through an international network linked by advanced technology, BD provides a comprehensive range of financial services that encompass personal financial services; commercial banking; corporate, investment banking and markets; private banking; and other activities. Its Board of Directors & Management Team consists of eminent professionals like accountants, management experts, economists, businesspersons, etc. The Bank has strengths in both retail and corporate banking and is committed to adopting the best industry practices internationally in order to achieve excellence. |
This Position is closed or expired
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