Relationship Manager

Job description / Role

Job Description

Management of Financial Institutions portfolio, based in DIFC, UAE, providing proactive, comprehensive and timely credit analysis to Credit & Senior Management.

Key Roles & Responsibilities

* Managing Relationships with key FI clients in DIFC, UAE.
* Manage ongoing quality of portfolio in terms of completion of Client Due Diligence and Credit Reviews.
* Maintain timeliness and quality of credit analysis.
* Proactively monitor additional sales opportunities
* Develop thorough understanding of the client's industry, business cycles, and other relevant factors.
* Achieve Governance excellence measured by:
(i) Zero failed audits. No repeat audit comments.
(ii) No account to be transferred to GSAM (group special accounts management) without having been in EAR (Early Alert Reporting).
(iii) No sudden CRG (credit risk grade) downgrade of any borrowing account by more than 1 level.
(iv) Management of credit risk: EAR (early alert reporting), C&C (conditions & covenants), ASTAR (accounts subject to additional review), excess mgmt, doc deficiencies.
(v) Timely escalation of operational risk issues & losses through the defined channels.
(vi) Quality of data & client information on different systems.

Requirements

Qualifications & Skills

* Degree or equivalent education is preferred. CFA is an added advantage.
* Previous Credit Analysis & Relationship Management experience, within a Wholesale Banking environment preferable.
* The candidate must possess excellent numerical and analytical skills.
* Ability to analyse and interpret audited financial statements, including balance sheets, income statements, cash flow statements and ratio analysis is essential.
* Fluency in English (written and verbal) is preferred.
* Arabic language skill will have added advantage.
* Considerable experience as a Credit Analyst & Relationship Manager covering FI business.

Closing Dates

The closing date for applications is 27/08/2014. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future.

Diversity & Inclusion

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.

About the Company

Standard Chartered Bank started in 1958 in UAE with its first branch in Sharjah. The Group’s business gradually increased in Dubai with the opening of several branches and today, Dubai is the administrative hub of the Middle East and South Asia Region. In its 43rd year, the Bank enjoys the position of having the most extensive branch network among foreign international banks in UAE with 10 branches emirate-wide.

Standard Chartered is an international bank, focused on the established and emerging markets of Asia, Africa, the Middle East and Latin America with an extensive global network of more than 600 offices in over 50 countries. The three principal business groups are Global Markets, Personal Banking and Corporate and Institutional Banking.

In UAE, we are one of the leading banks, offering an extensive range of products and services for personal customers, local companies, multinational corporate and financial institutions.