Risk Manager - Risk Management Department

Job description / Role

The Risk Manager is responsible for:

* Execute and supervise the credit business process in the Branch, including (without limit) credit rating, credit line granting, project evaluation and collateral assessment.

* Customer classification in accordance to regulators requirements.

* Initial credit review and verification of pre-conditions before drawdown.

* Initial post-lending management (including credit assets quality classification).

* Draw up proposal of special assets disposal in accordance to ICBC Head Office guidelines.

* Identify and analyze the credit risk initially, draw up credit risk report on a periodic basis and report to the Head of Risk Management Department.

* Assist the Head of Risk Management in the enterprise risk management of the Bank, such as identify and analyze all material risks, draw up enterprise risk management report on a periodic basis and report.

* Act as the secretary of the Credit and Risk Management Committee including preparing the agenda for each meeting, arranging for the distribution of the agenda and any documents for discussion prior to the meeting as well as also taking minutes during each meeting.

* Files and records archiving & management upon disbursement of credit facilities.

Requirements

* Kuwait National

* Female

* Fluent English and Arabic is essential (Chinese language is a distinct advantage).

* Excellent communications skills, both written and verbal.

* Ability to multi-task and re-prioritize work and demands throughout the day.

* Excellent relationship building skills.

* Ability to interact with varying levels throughout the organization.

* Self starter with the ability to not only recognize tasks to complete but also how best to effectively and efficiently complete them.

* The ability to recognize work in the pipeline and willing to work to completion.

* 2 to 3 years credit business or other related work experience in a Kuwaiti Local Bank (Foreign Bank in Kuwait preferred)

* MS Office proficiency.

About the Company

Industrial and Commercial Bank of China Ltd. (ICBC) is China's largest bank and the largest bank in the world. It is one of China's "Big Four" state-owned commercial banks (the other three being the Bank of China, Agricultural Bank of China, and China Construction Bank). It is the largest bank in the world in terms of market value, the world's largest bank by deposits, and the world's most profitable bank.

In October 2008, the opening of Industrial and Commercial Bank of China (Middle East) Limited ( regulated by the Dubai Financial Services Authority) allows ICBC to become the pioneer among the Chinese financial institutions for the Middle East market. With strong support from its Head Office located in Beijing, ICBC Middle East support the financial needs of the UAE and the Middle East area, provide a comprehensive international trade,overseas financing against domestic support, project finance, clearing and settlement, and a series of financial services, become a link of economic and trade exchanges between China and Middle region.