Senior Credit Manager

Job description / Role

Key Roles & Responsibilities

* Optimisation of usage of available capital resources and the creation of a desired portfolio risk profile through the application, in conjunction with the business, of Portfolio Standards and Risk Appetite principles.
* Approve BCAs under personal delegated credit authority.
* Effective management and monitoring of underwriting and control disciplines to ensure good turnaround times, a well managed portfolio and the enforcement of credit risk policies.
* Management of all stakeholders including developing relationships with business partners and balancing the role with stakeholder expectations.
* Instil a strong credit culture by setting the highest standards and ensuring that these are maintained.
* Ensuring quick transparent escalation of important issues and providing critical and timely inputs to key risk fora.
* To ensure that quality of credit portfolio is maintained within acceptable parameters as defined by the group and local business strategy.
* To devise and implement credit control mechanisms with a view to monitor and report excesses, breach of limit terms, early alert indicators etc. To ensure that all such accounts are managed as per laid down procedures.
* Undertake regular customer visits to keep abreast of local market developments.

Requirements

Qualifications & Skills

* MBA/CA/CFA with 15 years experience in banking, 5 years experience in Corporate Banking Credit Risk Management.
* Good communication skills - written and oral;
* Good knowledge and grasp of banking practice, Basel II, risk appetite, and portfolio management techniques;
* Strong analytical skills and ability to influence and resolve disputes. Decisiveness and ownership of decisions is key to the role
* Multi cultural awareness and sensitivity;
* Command respect of cross functional peers and business heads working in open ended situations;
* Good working relations with Regulators.

Closing Dates

The closing date for applications is 08/09/2014. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future.

Diversity & Inclusion

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.

About the Company

Standard Chartered Bank started in 1958 in UAE with its first branch in Sharjah. The Group’s business gradually increased in Dubai with the opening of several branches and today, Dubai is the administrative hub of the Middle East and South Asia Region. In its 43rd year, the Bank enjoys the position of having the most extensive branch network among foreign international banks in UAE with 10 branches emirate-wide.

Standard Chartered is an international bank, focused on the established and emerging markets of Asia, Africa, the Middle East and Latin America with an extensive global network of more than 600 offices in over 50 countries. The three principal business groups are Global Markets, Personal Banking and Corporate and Institutional Banking.

In UAE, we are one of the leading banks, offering an extensive range of products and services for personal customers, local companies, multinational corporate and financial institutions.