Senior Credit Officer

Propel Consult

Saudi Arabia

Ref: LP127-986

Job description / Role

Employment: Full Time

Our client is one of the largest Islamic banks in the world with total assets over US$ 70 billion, employee base of over 8000 associates and a vast network of over 500 branches. The Sharia compliant banking group is instrumental in bridging the gap between modern financial demands and intrinsic values, whilst spearheading numerous industry standards and development.

Responsibilities
- Responsible for ensuring that clients are handled in a professional manner, the information provided is correct and clients are correctly referred.
- Client relationship management for loan accounts.
- Responsible for identifying cross selling opportunities and to refer such opportunities and leads to the sales area.
- Evaluation of credit applications, with reference to Financial analysis, Financial structuring , Credit evaluation and assessment and Collateral.
- Monthly/quarterly/annual revision of account exposure
- Responsible for overseeing the preparation of reports and standard statements.
- Responsible for ensuring that contracts are complete and legally correct.
- Responsible to ensure that costs are recovered in accordance with the prescribed guidelines.
- Achieving credit control assessment targets / audit.
- Ensure that the right people are placed in the right positions in order to reduce workload, overtime and staff turnover.
- Effectively plan and conduct formal and on the job trainings to ensure that sufficient expertise are available to perform the job.
- Adequate knowledge of Banks products and services, as well as credit principles.

Requirements

- At least 15 years credit risk analysis for financial institutions.
- Western Candidates.
- Knowledge of Products and Services.
- Knowledge of Business & Administration Procedures.
- Budgeting and planning skills.
- Excellent Leadership skills.
- Excellent interpersonal relationship skills.
- Skill in analyzing and evaluating financial information.

About the Company

Propel Consult delivers a service in step with the needs of both our client companies and candidates. Our ability to add value to all levels of recruitment stems from our wholehearted belief in providing a professional service to both parties. We have built relationships with many leading indigenous and mulitnational organisations throughout the Middle East and internationally in countries such as UAE, Qatar, Saudi Arabia, Oman, Bahrain, Kuwait, Egypt and many more. Concentrating our resources has created 5 distinct specialist divisions:

  • Banking & Finance
  • Human Resources
  • Oil & Gas
  • Construction
  • Architecture & Engineering

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