Senior Financial Analyst – Portfolio Risk Management

Job description / Role

Job Purpose:

Primarily responsible for initiating new credit limits and limit renewals on assigned portfolio of accounts. Apply Uniform Credit Culture (UCC) training to develop superior insight into counter-party credit risk. Accounts will cover large corporate clients, banks, non-banks financial institutions, government entities.

Job Responsibilities:

Support revenue generation
- Collaborate with Relationship Managers (RM) in writing Credit Applications (CA’s) on new business proposals. Liaise with Credit Group, reply to internal queries in support of business development
- Process Trade Tickets (TT’s) to asses risk and support trade related fee income.

Credit Limit Reviews
- Prepare timely annual and interim CA’s on accounts to adjust/maintain credit limits on counter-parties. Track market conditions and assess impact on portfolio of accounts

Limit Monitoring
- Monitoring of credit exposures on the both funded and unfunded asset book. Analyze utilization of credit lines for assigned portfolio, recommend limit adjustments. Process ad-hoc requests for credit lines and loan amendments

Covenant Compliance
- Review and assess covenant compliance certificate against financial performance. Maintain current covenant system

Various
- Answer internal and external audit queries. Keep up to date on all matters related to assigned portfolio. Special projects and ad-hoc reports as required

Requirements

Minimum Education Level
- Bachelors

Professional Qualification
- Evidence of progress towards ACA, CPA, CFA preferred

Experience
- 4 years working with financial statements, analysis of economic data, writing skills a must

About the Company

ADCB is a full-service commercial bank offering a wide range of products and services such as retail banking, wealth management, private banking, corporate banking, commercial banking, cash management, investment banking, corporate finance, foreign exchange, interest rate and currency derivatives, Islamic products, project finance, and property management services.