Job closed
Ref: QP106-23
Job description / Role
Job purpose:
Manage stress testing, model validation and another assessments of the credit portfolio and report on identified risks
GENERIC ACCOUNTABILITIES
- People management Manage, motivate & develop employees and the team in line with ABK people policies & practices.
- Corporate governance and compliance Work fully within risk policies and procedures and all compliance regulations
SPECIFIC ACCOUNTABILITIES
- Review Pre-fact review of credit proposals generated by the Corporate Banking and International Banking Division/Dubai Branch; review for sanction / renewal / restructuring / in order to mitigate credit risks and to provide an independent risk assessment opinion to the MCC and BCC
- Independent Credit Assessment Conduct independent credit risk assessments on applications either personally or by team members
- Quality Check Conduct quality checks on credit applications either personally or by team members
- Risk Disclosures and MIS: Report to internal and external stakeholders on risk issues
- Industry Review Conduct industry reviews which support the delivery of independent credit risk assessments either personally or by team members
- Operates Within Approved Risk Appetite Ensure all credit applications and portfolio management is within approved risk appetite
- Special Projects Undertake special projects and assignments in the areas of credit; initiate internal controls for improving asset quality and mitigate the risk.
- Committees Provide reports risk expertise and opinion on various risk committees
Requirements
- Bachelor's in Commerce, Finance, Banking, Risk Management or equivalent.
- At least 9 years in Credit Risk Role
- International banking experience
- One or all of credit risk, financial risk, market risk management.
Knowledge:
- One or all of credit risk, financial risk, market risk
- Banking systems, corporate banking and consumer banking.
- Risk assessment tools and methodologies
Job success factors
- Effective identification of risk and early reporting
- Effective relationships with users in addressing risk issues
- Clear risk manuals, well written procedures
- Accurate assessments, reporting and reports
- Effective testing of new products and processes
- Effective use of techniques and tools
About the Company
Confluence International HR (CIH), Dubai, has been promoted by experienced professionals with extensive and varying industry experience in India
Our India operations has been operating under the name of Confluence Consulting India PvtLtd has been in the executive search business for more then a decade. It is a Mumbai based firm with an operating branch in Delhi. In addition we manage another entity called Jobs for Youth which focusses on graduate hiring / early career job opportunities with bulk hiring or hire-train-deploy model.
Combining the experience and comprehensive capabilities of the core team members, CIH looks to partnering with clients in UAE / GCC to help them become high-performance businesses by employing top quality talent from the domestic and International markets.
Our team of consultants has relevant industry experience and domain knowledge with in-depth understanding of your needs, and the ability to comprehensively assess candidate capabilities
At CIH we believe that our search for the right person for the right fit never stops, we balance human emotions and professional expectations. 2