Senior Credit Analyst

Job description / Role

The Senior Credit Analyst - Wholesale credit will be responsible to obtain credit and financial information on assigned large Corporate Borrowers and Groups and provide insightful and comprehensive credit analysis reports.

Client Details: Large local bank

The Senior Credit Analyst - Wholesale credit in Qatar will have the following responsibilities:
* Provide consistent, timely and accurate credit/project/real estate and equity investment analysis and research to Senior Management and the Executive Credit Committee.
* Provide monitoring and analysis of Financial Institutions and Country Risk. Analyse customers' financial performance, credit worthiness, risk profile and business potential.
* Review exception reports and monitor ongoing business and potential deterioration in credit quality as part of due diligence.
* Update financial spreads and Risk Ratings with recently received information.
* Track customer credit needs and credit quality.
* Provide due diligence and research support through data-mining and data validation from external sources on both new and existing borrowers.
* Develop complex credit proposals including structured finance, real estate and syndicated loans.
* Prepare financial projections.
* Check QCB reports and Credit Bureau reports as part of due diligence.
* Supervise and mentor Junior Credit Analysts.
* To maintain and enhance the credit analysis and control and develop the banks' KYC capabilities.
* Interact with customers (i.e. RMs) in obtaining information and help maintain customer service levels on turnaround time.

Job Offer:
Competitive offer

Requirements

* University Graduate in Finance / Accounting / Commerce or other relevant numerate subject.
* Credit training in a reputable financial institution
* 5-6 years' experience in similar role and 6 years in a banking/finance environment.
* Good Knowledge of banking processes and products
* Good knowledge of banking industry, credit function and regulatory guidelines
* Very good computer skills, particularly Excel and internet search.
* Sound knowledge of lending practices / systems, credit policy, risk management, procedures, control procedures, understanding of legal issues related to lending
* Credit market awareness
* Good level of analytical skills

About the Company

Michael Page is one of the world's leading professional recruitment consultancies, specializing in the placement of candidates in permanent, contract, temporary and interim positions with clients around the world.

The Group has operations in the UK, Continental Europe, Asia-Pacific and the Americas. In the Middle East we focus on the areas of:

Finance & Accounting Banking & Financial Services Procurement Property & Construction Engineering & Supply Chain Oil & Gas Technical and Engineering Human Resources Sales Marketing Technology Secretarial Executive Search Legal

The Group operates through 161 offices in 33 countries and employs over 5,000 employees worldwide.