Senior Credit Officer

Job description / Role

The incumbent is primarily responsible for initial review and assessment of proposals for extension of credit facilities for the bank’s customers which are submitted by the Corporate Banking and International Banking business areas [including branches, subsidiaries and affiliates] of the bank for approval, as well as assessing credit worthiness of courter-parties that require credit limits to support the operational requirements of the FI, Treasury, Brokerage and Operations units of the bank.

- Provides technical and consultancy support and assistance to THE BANK Group subsidiaries and affiliates
- Assesses the business viability, management, technical, marketing, and production quality, and credit worthiness of various borrowers, obligors, projects and counterparties to ensure the satisfactory repayment of debt service requirements
- Ensures that all credit transactions entered into by the bank adhere to the bank’s established policies and procedures, including regulatory and compliance requirements

The incumbent must meet the bank’s required credit approval process by assessing all relevant aspects of the borrower / project / transaction

Requirements

The incumbent recommends rejection of un-suitable credit proposals
- University graduate with a degree preferably in finance, economics or related subjects.
- MBA or equivalent banking related training (preferred but not required)
- Minimum of 10 years experience in a major bank [or comparable financial services or consultancy company] in a corporate or risk function especially doing financial analysis and modelling, credit assessment, financial packaging, structuring of credit facilities, and excellent knowledge of bank’s lending and non-lending products and services.

About the Company

Building businesses, changing lives

At Tandem, we’ve built a vast network of top-tier professionals across the globe. We empower businesses to thrive by delivering unmatched talent solutions. With our global reach, collaborative approach, and unwavering commitment to excellence, we drive transformative growth and shape exceptional teams.

Who we are.

We are a team of industry experts, driven by a passion for innovation and excellence. We are dedicated to providing unique talent solutions and nurturing collaborative partnerships that redefine success.