Job closed
Ref: OP720-97
Job description / Role
Purpose: To meet new business development targets, ensuring a sustainable income stream for Installment Company, within the Company's credit and risk appetite. Manage, maintain and develop a portfolio of clients. Ensure strong Risk Management is exercised within framework of policies and procedures.
Duties:
* Meet allocated business development targets
* Produce high quality credit applications for the all new business proposals
* Obtain all required documentation from the customer to support the credit application.
* Provide proactive relationship management to a portfolio of customers in chosen market to increase depth of relationship, build customer advocacy and provide solutions to meet customer needs.
* Understand key business drivers in order to lead and accelerate revenue growth, business profitability and product penetration.
* Actively seek and attract new customers to the division via prospecting, networking and leveraging referrals from existing customers, as well as internal and external networks.
* Formulate, propose, gain agreement to and implement annual business plans to deliver target income.
* Possess a thorough understanding of the principals of business lending.
* Implemented specific local competitive and aggressive sales/income campaigns and initiatives geared to achieving growth in interest and non-interest income and increased market share penetration, and associated targets.
* Acquire consistent client knowledge, ensuring that they are an acceptable credit risk and work in accordance with the Business Credit Policy.
* Ensure credit quality is maintained and arrears are managed in accordance with policy.
Requirements
* 3-5 year experience of commercial lending.
* Presentation Skills
* Experience of the installment and lease business in KSA
* Business Development Experience
* Proven Sales Record
* Credit Application writing skills
* English and Arabic
* Execution
About the Company
SAED provides innovative workforce solutions, connecting human potential to the power of business. Incorporating the latest technology, detailed research and expertise to anticipate and facilitate the current outlook and potential growth of the Kingdoms labor market and the changing world of work.
SAED provides large scale long term strategies, with the aim of improving and adding to the Saudi labor market. By researching in detail and providing relevant insights into the people searching for employment, entities looking to employ and the future of work. Examining the labor market, planning and executing employment strategies and applying technology systems to assist in the Kingdoms economic development.