Job closed
Job description / Role
- Identify trends based on 12 month transaction behavior on us and off us (bureau).
- Recency and Frequency of past due/overdue/excess trends over the last one year
- Relating the account and trade transaction patterns with the business model.
- Identification of unusual/suspicious transaction
- To be main operating bank account, improve wallet size of business routed through the bank and improve utilization by identifying Business Opportunities
- Regular Checks from Supplier/buyers on the company/management /promoter
- Regular Sample checks through underlying instrument/invoice /docs
- Monitoring reports generated by Risk & CCMT for foll warning signals:
- Adverse movement in the classification of customer
- Consistent Utilization of more than 80% of limits
- Funded exposure is 40% of sales of the customer
- Help SME Credit
- Conduct portfolio reviews, stress test or thematic reviews
- Help enhance controls and efficiencies.
- Monitor exceptions and ensuring the portfolio remains within the risk appetite.
Requirements
- Knowledge of Banking products, services & credit systems.
- In-depth knowledge of the various dimensions of the Market and Industry with ability to keep updated on an ongoing basis and apply this understanding in business analysis and planning
- Good understanding of the policies, regulations, procedures and can provide guidance and clarification to those involved in implementation.
- Good written communication; able to structure and prepare complex guidelines, proposals and reports involving presentation and synthesis of diverse information in a logical and compelling manner.
- Conveys and explains operational or business information fluently and coherently in one-to-one and group situations
About the Company
Cobalt is part of a leading international recruitment provider with offices in Europe, Singapore and New Zealand. Cobalt offers high quality HR consultancy, executive search, contingency recruitment and Emiratization services in Dubai and the wider MENA Region. It works extensively within the fields of Construction & Engineering, Banking & Finance and HR & Business Support.
Contributing to the regions development, we play a key role in identifying and attracting the very best talent to ensure the regions potential is realized. We also understand the importance of Emiratization in ensuring the long-term success of the UAE economy and have therefore pro-actively developed a strong network of UAE Nationals within our specialist areas.