Job closed
Ref: HP031-1745
Job description / Role
A leading organization from the banking sector based in UAE is looking to an experienced Assistant Manager or Manager Group Credit to join their dynamic team of professionals within the Central Risk department. The desired candidates must have at least 5 years of experience with Credit Functions within the banking industry in the UAE. The candidate must also have good knowledge of banking products and credit system. UAE Nationals are first priority for this role.
The primary responsibilities will include tasks related to credit appraisal, supervision and monitoring of SME customer accounts.
The duties are as follows:
- Ensure that the credit quality is within the acceptable risk appetite.
- Evaluate FAs with the SME policy and as per DLA.
- Review excess on merits of the case and within DLA.
- Note approvals done by lower level DLAs and escalate issues if any.
- Monitor exceptions and ensuring the delegated portfolio remains within the risk appetite.
Consistently be the right partner by
- Help business to consistently and comprehensively identify risks and opportunities through FA, Risk based client monitoring, client visits and participation in Early Alert Committee.
- Improve credit quality and process and demonstrate improvement in turn-around time, reduce refer backs to deliver volume growth within agreed costs.
- Help in identifying, exiting and the recovery process to minimize losses. Consider restructuring of facilities for weak accounts, meeting with these borrowers, attending meetings of Steering Committees, if a member.
Help Head of Credit and Head of SME and PB Credit
- Conduct portfolio reviews.
- Developing Risk based FA process.
- Help enhance controls and efficiencies.
Requirements
- Graduate; minimum Bachelors degree.
- Minimum 5 years of experience with Credit Function in the Banking sector.
- Proficiency in MS office
- Knowledge of banking products & credit system
- Positive attitude, communication & technical skills
About the Company
Executive Solutions is a different breed of talent consultancy. Driven by a unique philosophy, we think differently and act differently from the pack. Were here to do one thing: to improve our clients businesses by finding, focusing and delivering the most talented people.
We dont just do traditional contingency recruitment. Discovering talent is much more than just matching a CV to a vacancy - its about understanding companys corporate culture and ensuring a comprehensive match. We believe that in order to find the right candidate we must understand the motivations and ambitions of senior management, which is reflected in our personal approach when partnering with a client.
Executive Solutions is your trusted talent solutions partner head quartered in Dubai, specialising in direct talent, tailored talent and HR talent solutions, along with Nationalisation initiatives throughout the Middle East. Driven by a unique philosophy, we incorporate innovative and comprehensive talent management solutions each tailored to suit what our clients need.