Associate Director, Credit Analyst, Global Banking

Job description / Role

Responsible for Busienss Credit Application (BCA) submissions, it will involve the following:

- Critical review of Environment and Social Risk Assessments, Appropriateness and Suitability Assessments (FM Products);
- Consistency and coherence review of the Approved Account Plan, Raptor (or equivalent), Client & Group Facility Summary & Structure (including Terms and Conditions)
- Active partnership with Client Coverage in completion of Risk Profile, Compliance Details, as well as proposed Covenants and Risk Triggers

Overall accountability for consistency and coherence of the complete BCA package submitted to Risk will rest with Credit Analysis and is a key element of this Job Purpose.

Stakeholder Partnership:

To partner the team's two key stakeholder communities, Client Coverage and Risk, supporting the former in developing and executing their client strategies and both in respect of credit analysis-relevant matters. Maintaining integrity in analysis at all times is ciritcal.

This includes frequent and iterative discussion with both Client Coverage and Risk around draft analysis, key sector / geographic trends, as well as discussion of covenants, risk triggers and the like. It involves proactive idea generation and discussion with Client Coverage around potential business opportunities for SCB, assisting both Client Coverage and Risk around transaction structuring and execution, where relevant, and identifying and alerting stakeholders of emerging risk aspects on a continuous basis.

Team development:

- To assist CA Team Leaders in projects focused on improving and enhancing the activities of the team, as well as the quality of credit analysis produced.

This includes coaching and supporting the development of newer and less experienced members of the team

Requirements

Experience & Skills:
- Relevant experience gained either in banking, treasury or accounting environment
- Strong analytical ability, focused on the assessment and calibration of credit risk
- Strong verbal and written communication skills (in English), with proven ability to work across cultures and within a dynamic environment
- Able to hold credible dialogue at all levels of the organisation, as well as with clients

Educational Qualifications:
- MBA or CFA qualifications advantageous, but not required
- Sound knowledge of accounting and financial principles gained by experience or qualification
- Rewarding good performance
- To us, good performance is about much more than turning a profit. It's about showing how you embody our core values and mantra - here for good.

And if you perform well consistently, we'll give you the rewards you deserve. Are you looking for a career that can expand your horizons? We have one..

About the Company

Standard Chartered Bank started in 1958 in UAE with its first branch in Sharjah. The Group’s business gradually increased in Dubai with the opening of several branches and today, Dubai is the administrative hub of the Middle East and South Asia Region. In its 43rd year, the Bank enjoys the position of having the most extensive branch network among foreign international banks in UAE with 10 branches emirate-wide.

Standard Chartered is an international bank, focused on the established and emerging markets of Asia, Africa, the Middle East and Latin America with an extensive global network of more than 600 offices in over 50 countries. The three principal business groups are Global Markets, Personal Banking and Corporate and Institutional Banking.

In UAE, we are one of the leading banks, offering an extensive range of products and services for personal customers, local companies, multinational corporate and financial institutions.