CIC Generalist

Job description / Role

Standard Chartered is a leading international banking group operating for over 150 years in Asia, Africa and the Middle East. We've built a successful and sustainable business by playing a fundamental role in economies, helping people and businesses grow and achieve their aspirations. With over 89,000 employees representing 127 nationalities, we value the diversity and unique perspectives amongst our people. We are committed to developing their strengths and enabling them to make a difference to our success by helping them fulfil their potential.

Job Description
* Primarily responsible for providing direct sales support on post origination activities like documentation, reporting, etc by engaging with client, legal, compliance, etc
* Active engagement with client and also with the product partners to ensure high level of utilization of regular limits.
* Work with the Corporate Relationship mangers on a specified portfolio and jointly responsible for the revenue growth
* Ensure high standards of hygiene (including Operational Risk, Portfolio management, Credit risk, etc) in the portfolio.

Key Roles and Responsibilities

Origination
* Strongly assist the Relationship Managers in origination by preparing pitch book, industry leads, etc.
* Assist the Relationship manager and Credit Analysts in preparing briefing notes for senior management visits.
* Document the client meetings attended by preparing a call report via the required systems
* Ensure timely completion of account opening formalities of the client including collection of documents, signature verification etc., by liaising with cash operations and the Specialist teams.
* Work in partnership with Financial Markets

Client on-boarding & deal execution
* Assist the Relationship Managers in liaising with Legal & Compliance, CRC and clients to resolve documentation issues and deviations for standard documents.
* Obtain approval for modification in standard documentation wherever necessary from appropriate authority.
* Ensure documentation is completed and the limits loaded properly to ensure faster execution of the transaction.
* Work with the Customer Due Diligence and Middle Office team to ensure required documents are created and renewed on time.
* Seek approval from various authorities for release of trade offerings and release the deal.

Account Management and portfolio quality
* Actively engage with client and also with the product partners to ensure high level of utilization of regular limits
* Work closely with product partners for coordinating client training for non lending products. (Client training to be conducted by Product Partners.)
* Track past dues and excesses in the portfolio meticulously and ensure they are regularized on time. Any exceptions to be highlighted to Credit Analysts and Relationship Managers.
* Seek necessary approvals, wherever required and release trade offerings on time to ensure faster TAT on trade transactions.
* Co-ordinate with Operations for any rectifying any ops related issues wherever required within the authority.
* Ensure document deficiencies are minimum and are rectified on time.
* Liaise with other banks for information sharing and seeking opinion reports and respond to requests from other banks.
* Liaise with Relationship Managers for day to day account maintenance and operational issues.

Requirements

* University Graduate preferably with a degree in Finance/Accounting with minimum 3.0 GPA
* Preferred experience in Corporate Banking
* Excellent oral and written communication skills
* UAE National preferred

About the Company

Standard Chartered Bank started in 1958 in UAE with its first branch in Sharjah. The Group’s business gradually increased in Dubai with the opening of several branches and today, Dubai is the administrative hub of the Middle East and South Asia Region. In its 43rd year, the Bank enjoys the position of having the most extensive branch network among foreign international banks in UAE with 10 branches emirate-wide.

Standard Chartered is an international bank, focused on the established and emerging markets of Asia, Africa, the Middle East and Latin America with an extensive global network of more than 600 offices in over 50 countries. The three principal business groups are Global Markets, Personal Banking and Corporate and Institutional Banking.

In UAE, we are one of the leading banks, offering an extensive range of products and services for personal customers, local companies, multinational corporate and financial institutions.