Job closed
Ref: LP452-422
Job description / Role
- Evaluate customer profiles seeking retail credit facility in line with ADCB policies and procedures.
- Ensure quality evaluation on all applications with the agreed Turn Around Time.
- Understand the Retail Credit environment
Requirements
- Processing applications as per the agreed SOP on a daily basis.
- Lending authority not to exceed the DLA matrix for each transaction by product.
- Maintain a 0% processing error rate.
- Maintain processing TAT as per agreed SLA
- Ensure all credit decisions are within the banks approved policy and procedures.
- Follow the escalations as approved and directed by the DLA & Deviation Matrix.
- Comprehensive first line of review – avoiding reworks/reinstates.
- Evaluate applications with a focus towards approvals – reflected towards approval rates.
- Evaluate customer profiles in line with ADCB credit policies and procedures.
- Ensure quality evaluation on all applications with the agreed TAT.
- Follow the escalations as approved and directed by the DLA & Deviation Matrix.
- Maintain a 0% processing error rate.
- Escalate suspicious activities identified during applications evaluation on document formats or information gathered on CPV.
- Participate actively in unit monthly meetings through suggestions on process improvements and market information.
About the Company
ADCB is a full-service commercial bank offering a wide range of products and services such as retail banking, wealth management, private banking, corporate banking, commercial banking, cash management, investment banking, corporate finance, foreign exchange, interest rate and currency derivatives, Islamic products, project finance, and property management services.