Job closed
Ref: LP452-426
Job description / Role
Credit Risk Evaluation:
Conduct a detailed risk assessment in accordance with ADCB (Unified Credit Culture) principles for a designated portfolio and recommend to approve/rework and/or reject credit proposals so as to decision quality deals for the bank
Credit Assessment Quality:
Ensure credit assessments and new assets booked maintain or improve the average rating of the portfolio and Risk Adjusted Return On Capital (RAROC) to maintain quality of the Banks assets
Portfolio Management and Control:
Manage assigned portfolio to ensure average credit rating /RAROC does not deteriorate
Capital Implications & Risk Weighted Assets:
Capture and categorize capital implications in Risk Assessment Notes associated with each type of Asset Class to ensure capital adequacy is accurately calculated
Legal Risk:
Consider proposals to ensure these are accurately legally structured in line with local and international standard documentation (such as LMA and ISDA) in order to minimize loss for the Bank
Macro-Economic Environment:
Assess loan proposals in the context of the prevailing macro-economic environment in order to reduce the banks’ exposure to higher risk economic segments
Risk Systems:
Input/capture different asset types accurately in the Bank’s core banking systems to enable accurate reporting
Project Management:
Assist risk related projects in order to ensure implemented in a manner which supports the risk management framework for the bank
Requirements
- Bachelor’s Degree in Business, Economics, Finance or Accounting
- At least 5 years’ experience in banking, with at least 3 years in credit risk management/relationship management, in a commercial banking environment
About the Company
ADCB is a full-service commercial bank offering a wide range of products and services such as retail banking, wealth management, private banking, corporate banking, commercial banking, cash management, investment banking, corporate finance, foreign exchange, interest rate and currency derivatives, Islamic products, project finance, and property management services.