Head, Retail Products and Segments - Bahraini National

Job description / Role

Head, Retail Products and Segments - Bahraini Nationals preferred

About Standard Chartered
We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.

To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.

We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.

The Role Responsibilities

Strategy and Franchise Development

* Initiate design and development of best in class global product suite based on local needs by providing feedback on opportunity and co-creating globally solutions with the central team.
* Collaboration with key stakeholders in Retail Clients organization to provide direction on market opportunities and execution upon them.
* Build and leverage strong alliances and business partners network to crystallize differentiate brand propositions across client segments.
* Actively manage the retail balance sheet to ensure optimization of returns.
* Manage the deliver of regulatory changes in order that they are delivered timely with seamless client experience and in a cost effective manner.
* Ensure balanced growth addressing Credit, Operations, Compliance and Service Delivery risks.
* Retail Products Performance Management
* Establish Retail Products performance management standards and provide basis for challenge to accountable P&L heads.
* Accountability for growth in business drivers and P&L of Retail Products.
* Expand markers share through sales volumes, card spends and liabilities balances.
* Ensure delivery of optimal product portfolio mix and risk weighted returns for the market.

Compliance and Control

* Ensure appropriate operational procedures and controls in place to operate within Credit and Operational Risk appetite framework.
* Ensure compliance to internal and external regulations.
* ORF/process universe adoption and governance.

Requirements

Our Ideal Candidate

Skills Requirements

* Through leadership in Retail Banking with appreciation of industry products and developments.
* Strategy articulation and execution.
* Professional depth in Retail Products covering products development, acquisition, portfolio and risk management.
* Deep understanding of in-market client product behaviours and life stages.
* Strong appreciation and ability to balance tradeoffs between risk and returns to achieve RORWA anad P&L targets.

Apply now to join the Bank for those with big career ambitions.

About the Company

Standard Chartered Bank started in 1958 in UAE with its first branch in Sharjah. The Group’s business gradually increased in Dubai with the opening of several branches and today, Dubai is the administrative hub of the Middle East and South Asia Region. In its 43rd year, the Bank enjoys the position of having the most extensive branch network among foreign international banks in UAE with 10 branches emirate-wide.

Standard Chartered is an international bank, focused on the established and emerging markets of Asia, Africa, the Middle East and Latin America with an extensive global network of more than 600 offices in over 50 countries. The three principal business groups are Global Markets, Personal Banking and Corporate and Institutional Banking.

In UAE, we are one of the leading banks, offering an extensive range of products and services for personal customers, local companies, multinational corporate and financial institutions.