Senior Financial Credit Analyst

Job description / Role

Description

Bank of Jordan, a leading financial institution in Jordan, is seeking a highly skilled and motivated Senior Financial Credit Analyst / Large Corporate to join our team. As a Senior Financial Credit Analyst, you will be responsible for conducting in-depth financial analysis of our large corporate clients to assess their creditworthiness and repayment capability.

Bank of Jordan is committed to delivering exceptional customer service, embracing technological advancements, and contributing to the community. As a Senior Financial Credit Analyst / Large Corporate, you will play a crucial role in ensuring the stability and growth of our credit portfolio by providing accurate and insightful credit assessments.

Responsibilities

• Conduct thorough financial analysis of corporate clients, including analyzing financial statements, cash flow statements, and income statements.
• Evaluate the creditworthiness and repayment capability of borrowers to assess the risk associated with lending.
• Assess the financial health of corporate clients, analyzing key financial ratios, liquidity, and solvency.
• Prepare detailed credit reports, including risk ratings and recommendations for credit decisions.
• Collaborate with relationship managers, loan officers, and other internal stakeholders to gather relevant information and obtain a comprehensive understanding of clients' financial situations.
• Stay updated on market trends, industry developments, and regulatory changes to inform credit assessments.
• Identify potential risks and provide recommendations for risk mitigation strategies.
• Ensure compliance with internal credit policies and regulatory requirements.

Requirements

• Bachelor's degree in finance, accounting, or a related field. MBA preferred.
• Minimum 5 years of experience in financial analysis or credit analysis, preferably in a large corporate banking environment.
• Strong knowledge of financial statement analysis, cash flow analysis, and credit risk assessment.
• Experience in evaluating large corporate clients and assessing their creditworthiness.
• In-depth understanding of financial ratios and key financial indicators.
• Strong analytical and critical thinking skills with attention to detail.
• Excellent written and verbal communication skills.
• Ability to work independently and collaboratively with cross-functional teams.
• Proficiency in financial analysis software and tools.
• Sound understanding of local banking regulations and compliance requirements.
• Ability to handle multiple tasks and meet tight deadlines.
• Strong problem-solving and decision-making abilities.