Manager - Credit & Investment Review

Job description / Role

Job Purpose:
- To direct and control all Credit Review duties (Pre fact, Post fact, Credit Policy, Special credit projects) to ensure that all concerned functions are carried out effectively.
- To coordinate with the various departments of the bank to nurture the credit culture and ensure that proper credit standards are established and adhered to.
- To supervise the review of the credit policy and effect necessary amendments to the policy as and when required keeping in view the contemporary trends and techniques in credit management.
- To set the framework and allocate tasks concerning special credit related assignments/projects found necessary to enhance the credit standards of the bank.

Key Accountabilities:
- Supervise and control subordinates to ensure that objectives are achieved effectively within agreed targets.
- To ensure that all subordinates are properly trained to handle the review functions and are capable of carrying out their assigned responsibilities.
- Review and finalize the review reports periodically generated by review officers.
- Review current credit policies/procedures and recommend changes to enhance the credit standards.
- To critically evaluate the overall lending portfolio.
- To identify/initiate specific credit related projects necessary to improve the credit valuation process or to be used as a reference material for management.
- To monitor that pre-assigned special credit related projects initiated by the top management is effectively and efficiently submitted within the per-set time frame.
- To assign in the orientation programs for credit trainees and provide feedback for their training programs.
- To delegate duties and conduct objective performance appraisals of all subordinates on regular basis and highlight their strengths, weaknesses, to set new targets and identify their training needs, if any.

Requirements

- Degree in Economics, Finance, Accounting, Business Administration or in a subject that has some synergy with the banking business.
- 10-15 years of extensive credit review and analysis experience with managerial responsibilities.
- Exposure to Credit lending functions for at least 10 years.

Knowledge of:
- Bank’s policies and procedures.
- Thorough understanding of international / local banking practices and procedures (including credit documentation)
- Basic training principles and techniques

Skills:
- High level of inter personal skills and managerial / leadership traits.
- Ability to:
- Communicate effectively, orally and written in both Arabic and English languages
- Train and motivate staff
- Assign and monitor tasks / projects
- Objectively appraise subordinates

About the Company

Confluence International HR (CIH), Dubai, has been promoted by experienced professionals with extensive and varying industry experience in India

Our India operations has been operating under the name of Confluence Consulting India PvtLtd has been in the executive search business for more then a decade. It is a Mumbai based firm with an operating branch in Delhi. In addition we manage another entity called Jobs for Youth which focusses on graduate hiring / early career job opportunities with bulk hiring or hire-train-deploy model.

Combining the experience and comprehensive capabilities of the core team members, CIH looks to partnering with clients in UAE / GCC to help them become high-performance businesses by employing top quality talent from the domestic and International markets.

Our team of consultants has relevant industry experience and domain knowledge with in-depth understanding of your needs, and the ability to comprehensively assess candidate capabilities

At CIH we believe that our search for the right person for the right fit never stops, we balance human emotions and professional expectations. 2