HBTF Bahrain

Key Roles & Responsibilities:

* Assisting Corporate Relationship Mangers in preparing credit proposals.
* Spreading customers Financial Statements through Credit Lens system (Moody’s spreading).
* Handling loans booking process: Managing and supervising the customer’s accounts, loan installments and interest payments, Preparing Loan Applications.
* Financing and funding customer’s invoices, LC’s and LG’s under the main loan facility.
* Preparing and submitting periodic internal and external regulatory reports. Also ensuring no-excess allowed in dealing limits.
* Analyzing financial statements submitted by clients and evaluate the degree of client’s risks.
* Analyzing the guarantees for the credit facilities and their adequacy to cover the risks of granting.
* Following-up customers' accounts to ensure approval conditions are met and due installments are paid.
* Adjusting the interest rates of loans and facilities granted to clients according to the terms credit approvals.
* Preparing periodic (credit statistical) reports.
* Preparing balance and interesting certificates for customers.