Assistant Relationship Manager, Commercial Banking

Job description / Role

This role will support the Relationship Manager in terms of Preparation and Presentation of Business Credit Applications packs, including Raptors, Scorecard, MFA, GM Appropriateness as required by the Bank Policy.

Key Responsibilities (not limited to):
- Analyse client’s business and present it to Credit/Business for approvals
- Maintains and exercises control over allotted Relationship Manager portfolios to ensure that services to our customers are of the highest standard while constantly monitoring customer quality in order to minimise the risk of loss to the Bank.
- Ensures that all administration associated with the team portfolio is done accurately in accordance with laid down procedures and on a timely basis in addition to undertaking regular inspection of assets and documents which represent security for the Bank.
- To act as Bank interface with the client through visits, telephone calls and service related issues.
- Prepares all management reports relating to credit approvals, excesses, extensions, EAR’s, ASTAR etc. to ensure all controls are complied with at all times.

To liaise with client to;
- Ensure submission of audited financial statements, management accounts , ageing debtors and all other information/documents required.
- Monitor client performance and keep close track of the account
- Obtain credit and business approvals for any adhoc request from the client and restructure facilities as appropriate
- Ensure all operational matters are being followed and adhered to
- Manage the client for their day to day Commercial Banking requirements
- Ensure all housekeeping duties in respect of the RM portfolio, including CDD's are adhered to

Requirements

- A good understanding of Credit Analysis is highly preferred
- Previous Corporate Banking experience is essential in this role
- University level education or equivalent is preferred
- Arabic speaking would be beneficial in this role
- The ability to spot gaps, trends, analyse where improvement can and should be made
- The selected candidate will have a strong compliance awareness
- Previous experience in either an Assistant Relationship Manager, Credit Analyst or CDD role preferred

About the Company

Standard Chartered Bank started in 1958 in UAE with its first branch in Sharjah. The Group’s business gradually increased in Dubai with the opening of several branches and today, Dubai is the administrative hub of the Middle East and South Asia Region. In its 43rd year, the Bank enjoys the position of having the most extensive branch network among foreign international banks in UAE with 10 branches emirate-wide.

Standard Chartered is an international bank, focused on the established and emerging markets of Asia, Africa, the Middle East and Latin America with an extensive global network of more than 600 offices in over 50 countries. The three principal business groups are Global Markets, Personal Banking and Corporate and Institutional Banking.

In UAE, we are one of the leading banks, offering an extensive range of products and services for personal customers, local companies, multinational corporate and financial institutions.