Risk Analyst - Credit

Job description / Role

Monitor and manage the Bank's local credit, market, operational and liquidity risk in accordance with the Bank's risk appetite.

Credit Risk Management
• Day to day responsibilities for transaction management and portfolio oversight for a portfolio of sovereign, corporate and FI credits.
• Present transaction recommendations as well as overall client and exposure analyses to senior CRM authority holders and/or approved under delegated authority where applicable.
• Monitor target markets/countries/industries and undertake regular counterparty due-diligence visits.
• Support business by providing trade and structuring solutions on a timely basis.
• Ensure portfolio quality and documentation standards maintained as well as internal performance indicators.
• Develop and adhere to counterparty and industry strategies.
• Contribute to improvements in CRM processes as well as ad-hoc projects.
• Market Risk Management
• Responsibility to work with risk units in hub locations.
• Monitoring and reporting to local management.
• Operational Risk Management

Responsibility to work with risk units in hub locations.

• Monitoring and reporting to local management.
• Manage and develop a comprehensive process and risk management framework for assessing, identifying, monitoring and reducing pertinent internal and external business risks that could interfere with the bank's objectives and goals.
• Ensure portfolio quality and documentation standards maintained as well as internal performance indicators.
• Ensure that the bank is in compliance with its internal operating policies and procedures and any external legal, regulatory or contractual requirements.
• Monitor changes within the statutory provisions and national standards to ensure strategic organisational legal and regulatory compliance, and preparing the Bank for future regulatory changes.
• Direct the necessary activities to ensure compliance with corporate governance.
• Monitor and analyse risk, legal and compliance management processes, exposures and trends.
• Co-ordinate with Compliance, AML and internal audit to ensure that full testing and compliance with all risk management procedures is effective throughout the Bank.
• Advise senior management and business leaders on risks and risk management that may emerge from new business lines or new product activities.
• Create, promote and maintain the culture of risk awareness and accountability with the Bank.

Requirements

The candidate must have 4-5 years' experience in a risk management related role within an investment bank / financial institution. Ideally you will be currently based in Dubai.

• BCom Degree Hons (or similar).
• Risk management qualification preferable.
• In depth knowledge of risk, compliance and regulatory affairs.
• In depth knowledge of credit risk associated with corporate and investment banking products and business.
• Technically strong, with a good understanding of local and global risk regulations (e.g BASEL).
• Good understanding of banking systems and processes.
• Corporate and financial institution credit analysis skills with understanding of industry risk divers.
• Knowledge of emerging markets and associated risks.
• Product knowledge including commercial banking, trade finance and derivative products.
• Ability to explain or present factual information in a structured, clear, confident and concise way.
• Excellent written communication skills using clear and concise language to explain complex material and provide credit recommendations to management.
• High level of computer literacy/skills.
• Established negotiation skills to deal effectively with conflicting priorities & resources.
• Good relationships with external regulatory bodies.
• Ability to build strong relationships internally with divisional clients locally & globally, and influence others in acollaborative and positive manner.
• Ability to work under pressure without compromising quality.
• A commercial astuteness at a strategic level coupled with seasoned business judgement.
• A strong track record in implementing and leading risk strategies ensuring best practice.

About the Company

Robert Walters is one of the world's largest specialist professional recruitment consultancies with 53 offices spanning 24 countries.

We've helped thousands of professionals find permanent, contract and interim roles with leading global corporations, small to medium sized companies and innovative start ups. Our specialist recruitment focus includes: accountancy and finance, banking, engineering, operations, legal, IT, sales, marketing, procurement & logistics, HR and support/administration.