Certificate in Credit Analysis

The Certificate in Credit Analysis – Writing effective credit memorandums is a specialty program for banking professionals that are involved in the credit granting and approval process. This highly interactive course aims to dramatically improve the financial awareness of how to read and interpret financial statements. For credit memorandums to transition from their current use as a regulatory compliance document to an effective internal risk assessment tool will require training, coaching and reinforcement from management. The program provides the foundation knowledge to bridge that gap. The concepts and approach may appear obvious when presented by a seasoned expert but in reality are not so easy to implement and to achieve change if the program is superficial and not thorough in detail to measurable benefits. This program is highly interactive and case study driven.

• Relationship Managers
• Operations Managers
• Back and Middle Office Managers
• Risk Managers
• Internal Control Officers
• Auditors/ Compliance/ Accountants

LSBF

DAY 1 – FUNDAMENTAL COMPONENTS OF THE FINANCIAL STATEMENTS – IFRS STANDARDS FOR ASSETS – IFRS STANDARDS FOR LIABILITIES

DAY 2 – IFRS STANDARDS FOR PROFIT OR LOSS – OTHER IFRS STANDARDS – THE CREDIT MEMORANDUM – THE PRELIMINARY ASSESSMENT – CORPORATE SCANDALS AND LESSONS LEARNED FROM LACK OF FINANCIAL ANALYSIS – FINANCIAL PERFORMANCE MEASUREMENT – RATIOS AND HOW TO USE THEM

DAY 3 – WORKING CAPITAL MANAGEMENT – CORPORATE FAILURE INDICATORS – RISK ANALYSIS – DuPont RATIO ANALYSIS – FINANCIAL STATEMENT FRAUD AND AGGRESSIVE ACCOUNTING PRACTICES

DAY 4 – CASH FLOW ANALYSIS – RISK ASSESSMENT AND MITIGATION IN THE CONTEXT OF THE PURPOSE, AMOUNT, REPAYMENT AND SECURITY OF THE PROPOSED FACILITY – ASSESSING STRENGTH OF REPAYMENT SOURCES/ WAY OUT ANALYSIS – COURSE CONCLUSION AND WRAP UP

Built upon the strong experience in the manufacturing sector, which its founders developed in Sweden during the 90’s global expansion, LEORON evolved into the dominant training institute that offers a comprehensive set of training and development solutions.

Today, we are globally recognized as one of the leading educational providers of American and International certification programs.

LEORON’s courses are delivered by unrivaled global experts and facilitated by the best training managers in the industry. Our training programs offer a comprehensive suite of knowledge that is accredited by relevant industry institutions. Through powerful content, gamification and applied learning, our program offers a great way of building professional skills and competencies.

We offer training and development solutions in all strategic corporate functions, including corporate finance, HR, Supply Chain, operations, engineering and quality, etc. Our content-based programs are certified by leading institutes and academies, both on a local and global level.

We are locally accredited by KHDA and TVTC, whereas our list of global partners includes APICS, APMG International, AFP, IIA, ASQ, PMI, HRCI, IFMA, IABFM, CAIA, CISI, GARP, IACCM, ILM and many more.

HR Consultancy - we offer competency framework development, training needs analysis, capability and capacity building, strategic talent acquisition and much more. Our clients can gain more, whether they are facing difficulties re-organizing their brand, equipping their workforce with an extra set of skills or aiming to assess competencies within an existing structure.