Job closed
Ref: GP877-11
Job description / Role
HBTF Bahrain
Key Roles & Responsibilities:
* Assisting Corporate Relationship Mangers in preparing credit proposals.
* Spreading customers Financial Statements through Credit Lens system (Moody’s spreading).
* Handling loans booking process: Managing and supervising the customer’s accounts, loan installments and interest payments, Preparing Loan Applications.
* Financing and funding customer’s invoices, LC’s and LG’s under the main loan facility.
* Preparing and submitting periodic internal and external regulatory reports. Also ensuring no-excess allowed in dealing limits.
* Analyzing financial statements submitted by clients and evaluate the degree of client’s risks.
* Analyzing the guarantees for the credit facilities and their adequacy to cover the risks of granting.
* Following-up customers' accounts to ensure approval conditions are met and due installments are paid.
* Adjusting the interest rates of loans and facilities granted to clients according to the terms credit approvals.
* Preparing periodic (credit statistical) reports.
* Preparing balance and interesting certificates for customers.
Requirements
Qualifications & Requirements:
* Bachelor's degree in Finance or any related field.
* Excellent knowledge in financial analysis.
* (2) Years as a minimum.
Bahraini or any nationality with residency in Bahrain.
About the Company
The Housing Bank for Trade and Finance (HBTF) was established in 1973 as a public shareholding limited company to provide housing finance.
After 24 years of operations, the bank started a new era, when it was converted to a comprehensive bank, providing full commercial and investment banking services. The bank’s capital was increased several times, and currently amount of JD(252) million the equivalent of USD(355).