Job description / Role
Allianz Group is one of the most trusted insurance and asset management companies in the world.
We are recruiting for a Credit Assessor to join our Allianz Trade office based in Dubai.
Your role
- Proactive top down credit risk assessment on portolio of buyers under defined covered markets
- Periodic analysis across various sectors under defined geographies
- Collection of proprietory information via direct contact or meetings with top management on sensitive risks
- Interaction and alignment with internal stakeholders (Underwriting, Commerical & Claims departments)
Your challenge
- Negotiation skills - to source necessary information and justifying rating decisions to internal stakeholders.
- Adaptability to constant change in complex and dynamic business environment.
- Strong skills in financial analysis
- Strong market insights
Key responsibilities/What you do
- Buyer assessment in line with EH Grading Methodolody and identifying key risk factors;
- Develop close monitoring of market trends to identify trends and mitigate claims;
- Ensuring assessments are conducted in line with quality standards as well as key performance indicators such as response time;
- Proactively monitor portfolio of buyers to identify sensitive risks requiring additional diligence;
- Conduct interviews with key management personnel to gather business updates, discuss financial performance and budgets;
- Preparing and presenting detailed sector insights and reports;
- Developing strong communication channels with internal stakeholders to ultimately ensure customercentricity.
Key Performance Indicators
- Response time
- Quality of assessments to mitigate claims
- Timely submissin of large risk reports
- Number of buyer contacts/visits
- Timely review of sensitive risks
- Timely delivery of ad hoc requirements (country sector matrix, sector reports, etc)
Key requirements/What you bring
- knowledgable on GCC markets and/or trade sectors
Business expertise
- Very good knowledge of Finance and Credit Management, minimum 2 to 3 years of relevant experience
- Expertise and experience in buyers assessment
Interpersonal skills
- Agile and team player
- Ability to take grading decisions
- Self motivation & positive attitude
- Capacity to communicate with third parties in order to get information
- Relationship with internal stakeholders
Requirements
Educational requirements:
- Finance background Bsc. in Finance/Accounting
- Strong writing and communication skills in English
Preferred
- Arabic will be a plus
- CFA or equivalent professional qualification
- Banking or Credit Insurance experience
- Corporate Finance or Credit management experience
Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.
About the Company
With over 159,000 employees from 172 nationalities across more than 70 countries, we are one of the world's most trusted insurance and asset management companies. We offer a broad range of products and services in property/casualty insurance, life/health insurance, and asset management. We have our largest operational presence in Europe, and our parent company, Allianz SE, is headquartered in Munich, Germany. From jobs in Actuarial, Business and IT to Inhouse Consulting and Investment Management - your opportunities are endless!